Category: Insurance

How to Get No Medical Exam Life Insurance Quotes? A Simple Guide!

post thumbnail

Even if it is considered the simplest and the most straightforward policy, you will still need a simple guide on how to get no medical exam life insurance quotes. We live in a society where the economy is one of the key elements. Wasting money is clearly not a sign of wisdom. Learn to shop smart and compare prices. Every product and service has a price that typically varies for every different provider. In our

Posted in Finance, Insurance

Life Insurance Without Medical Exam – 3 Important Advantages!

post thumbnail

No medical exam life insurance policies are stirring many debates in the media and on the financial market. Many people contest it, but we can present you 3 important advantages of life insurance without medical exam. 1)      Higher tolerance towards senior citizens. Ironically we begin to realize the importance of life insurance policies when they become harder to obtain. Many seniors have just understood that having a life insurance will help the family pay the

Posted in Finance, Insurance

How to Qualify for No Medical Exam Life Insurance!

post thumbnail

No medical exam life insurance allows seniors citizens and sick people to get coverage. However, there are several limitations and exceptions and not all individuals are eligible for no exam policies. Each company has its own guideline and set of criterions and they are free to apply them for each applicant. In general, there are the same limitations and we would explain them more in this article. So, when you decide to purchase no exam

Posted in Finance, Insurance

Should Both Parents Have Life Insurance?

post thumbnail

Life insurance is an important investment which can protect your family in case the worst scenario happens. If you are the only provider of your family, having life coverage is essential. Finding affordable life insurance is easier now than ever as you have many options to choose from. But should, both parents have a life insurance policy? How much coverage is needed to make sure that your children will enjoy a comfortable and care-free future?

Posted in Insurance

Can A Life Insurance Plan Insure Both Spouses?

post thumbnail

Life insurances are no longer viewed as an option, but rather a normal and logical necessity. There are many dangers ahead and we cannot avoid them all. The importance held by these types of contracts can never be underestimated. They are more than mere pieces of paper; they are valuable tools able to confer total financial protection to both the policyholder and the stated beneficiaries. So, start searching for life insurance quotes for family if

Posted in Home and Family, Insurance

5 Life Insurance Myths

post thumbnail

Busting life insurance myths is the first step towards a clear picture of the importance and necessity of this product. There are many “myths” about life insurance which continually misguide people. The worst part is that these myths scare away people from life insurance and many do not even bother to search for free life insurance quotes. This can seriously affect the security of their loved ones! In this blog post, we will bust five

Posted in Insurance

Can Your Family Survive Without Life Insurance?

post thumbnail

We can only feel accomplished only after we have established a family and we are able to secure a decent welfare for them. It is natural to want a partner for life and healthy, smart and beautiful children. Our family is a reason that makes us responsible and careful at the place we work.  Life has many good sides, but it is unpredictable and in a glimpse we can die due to an accident. You

Posted in Insurance

Family Life Insurance for Aging Parents!

post thumbnail

Being a senior brings many advantages and disadvantages. You can finally retire and after a life of hard work laboring, you will finally rest. Retirement funds should provide anything you need for a decent living. This is true, but there are many events that disrupt the normal life. Accidents and diseases are a constant treat and seniors, with their weaker immune system, are more exposed to them. Seniors usually have problems finding a carrier, since

Posted in Insurance

Does your child need life insurance if he gets sick?

post thumbnail

No one should ever underestimate the true value and benefits of life insurances. They are designed to protect many categories of people, including small children. Children need protection, too. You will often hear that a child is too young to be insured. But let is put it this way: is your child too young to get sick? Diseases are occurring at every age. A family life insurance is the ideal way you can protect your

Posted in Health and Fitness, Insurance

Is term life insurance a good alternative for income replacement?

post thumbnail

Term life insurance is a policy meant to offer protection for a specific amount of time, as the name itself suggests. It’s very popular due to the fact that it is significantly cheaper than permanent insurance. Why? Because as whole life or universal insurance guarantee a pay-out when the insured dies,  when it comes to term policies the death benefit is granted only if the carrier dies while the policy is in force. Thus, term

Posted in Finance, Insurance, Investing

Should I entitle my child the beneficiary of my life insurance?

post thumbnail

As far as life insurance goes, we can basically name anyone to be the beneficiary of our contract. Does that make it an easy decision? No. Insurance is a very serious financial safety tool and ought to be treated as such. That implies booking an appointment with a licensed, experienced insurance agent and consulting him about all matters. Making hasty moves might jeopardize your policy and have unpleasant consequences. An insurance policy is a contract

Posted in Insurance

Need To Cover Your Mortgage? Buy Life Insurance!

post thumbnail

Mortgage rates are getting more and more expensive. Many families are having a hard time paying off the interest and the loans. Since most households depend on two salaries, the death of a spouse can leave the family without any possibilities of paying out the mortgage loans. It is important to make sure that your death will not be a financial disaster for your loved ones. Purchasing life insurance for a mortgage payment is a

Posted in Finance, Insurance, Investing

Do Stay-at-Home Parents need life insurance? How much then ?

post thumbnail

Nowadays, insurance companies enhanced life policies with many options and benefits in order for everyone to be illegible for a life policy. Elderly people, persons with physical disabilities or the unemployed, all of them are entitled to purchase a life insurance policy. For stay-at-home parents, a life policy is a very smart investment because it does not only cover the funeral and burial costs in case you die but it can be used to provide

Posted in Finance, Home and Family, Insurance, Investing

Should senior people buy a final expense life insurance?

post thumbnail

Lately, more and more people have started to seriously take into consideration the possibility of purchasing life insurance. Whether this fact is owed to the recent recession we were struck with or the constant instability of modern times, one thing is certain: the insurance industry has started to gain the full trust of its customers. Everyone can qualify for insurance, and policies are designed for all age groups and audiences, from toddlers to seniors. Seniors

Posted in Insurance

How to protect your business with insurance coverage

post thumbnail

If you are the owner of a business, you are facing numerous risks if you don’t have insurance coverage. Going unprotected against fire damage, flood, theft and other natural disasters will put your business in danger of bankruptcy. Business owners should be well informed so that they can buy the right policy. Purchasing the right amount of coverage is also very important! If your business is under-insured, you may not afford to cover all of

Posted in Finance, Insurance