Category: Finance

How to Get No Medical Exam Life Insurance Quotes? A Simple Guide!

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Even if it is considered the simplest and the most straightforward policy, you will still need a simple guide on how to get no medical exam life insurance quotes. We live in a society where the economy is one of the key elements. Wasting money is clearly not a sign of wisdom. Learn to shop smart and compare prices. Every product and service has a price that typically varies for every different provider. In our

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Life Insurance Without Medical Exam – 3 Important Advantages!

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No medical exam life insurance policies are stirring many debates in the media and on the financial market. Many people contest it, but we can present you 3 important advantages of life insurance without medical exam. 1)      Higher tolerance towards senior citizens. Ironically we begin to realize the importance of life insurance policies when they become harder to obtain. Many seniors have just understood that having a life insurance will help the family pay the

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How to Qualify for No Medical Exam Life Insurance!

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No medical exam life insurance allows seniors citizens and sick people to get coverage. However, there are several limitations and exceptions and not all individuals are eligible for no exam policies. Each company has its own guideline and set of criterions and they are free to apply them for each applicant. In general, there are the same limitations and we would explain them more in this article. So, when you decide to purchase no exam

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Is term life insurance a good alternative for income replacement?

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Term life insurance is a policy meant to offer protection for a specific amount of time, as the name itself suggests. It’s very popular due to the fact that it is significantly cheaper than permanent insurance. Why? Because as whole life or universal insurance guarantee a pay-out when the insured dies,  when it comes to term policies the death benefit is granted only if the carrier dies while the policy is in force. Thus, term

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Need To Cover Your Mortgage? Buy Life Insurance!

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Mortgage rates are getting more and more expensive. Many families are having a hard time paying off the interest and the loans. Since most households depend on two salaries, the death of a spouse can leave the family without any possibilities of paying out the mortgage loans. It is important to make sure that your death will not be a financial disaster for your loved ones. Purchasing life insurance for a mortgage payment is a

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What People Need to Know About Mortgage Rates

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Purchasing a house can be the biggest decision in your life. You must contemplate for a while and decide if the prices on the market can be covered. Pay great consideration because this move will make you pay mortgage for the next 2 or 3 decades. A monthly payment for your purchased home is called a mortgage.  Obtaining the best rates is an aim for any potential buyer. Mortgage rates are variable in time, so

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Do Stay-at-Home Parents need life insurance? How much then ?

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Nowadays, insurance companies enhanced life policies with many options and benefits in order for everyone to be illegible for a life policy. Elderly people, persons with physical disabilities or the unemployed, all of them are entitled to purchase a life insurance policy. For stay-at-home parents, a life policy is a very smart investment because it does not only cover the funeral and burial costs in case you die but it can be used to provide

Posted in Finance, Home and Family, Insurance, Investing

How to protect your business with insurance coverage

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If you are the owner of a business, you are facing numerous risks if you don’t have insurance coverage. Going unprotected against fire damage, flood, theft and other natural disasters will put your business in danger of bankruptcy. Business owners should be well informed so that they can buy the right policy. Purchasing the right amount of coverage is also very important! If your business is under-insured, you may not afford to cover all of

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